Account Officer

Overview

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Business Unit: Consumer Banking Group

Department:

Job Summary

Responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit loan accounts from channels (i.e. branches, brokers, and direct referrals).
• Develop the sales channel through regular branch visits/area meetings, training of branch frontliners, performance reporting/updates, etc.
• Analyze overall loan applicant’s financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans.
• Review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respectively.

Qualifications

• Bachelor's Degree holder, preferably business course
• At least five years’ experi...