Account Officer

DUTIES AND RESPONSIBILITIES

1. Generate and process credit applications to achieve Level 1 portfolio targets;
2. Exercise supervision over the Account Assistants/Analysts/Specialists;
3. Package credit facilities responsive to lessee’s/borrower’s needs;
4. Ensure compliance with approved terms and conditions of the credit facility;
5. Recommend and present Credit Facility Proposals to the approving bodies for accounts handled;
6. Closely monitor lessee’s/borrower’s business performance and loan portfolios to maximize credit quality and minimize risk and potential loss;
7. Prepare recommendations for Internal Credit Risk Rating (ICRR) in accordance with the Corporation’s ICRR System, Account Classifications, Allowances for Losses, Annual Term Loan Review and Impairment Loss for accounts handled;
8. Perform other functions as may be assigned by the Team/Department Head and/or other higher authorities.

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