Job Description
*Only apply if you fit the criteria*
BON CREDIT is building an AI-first consumer fintech product to help Americans reduce credit card debt intelligently and consistently.
We’re creating an always-on AI financial companion — one that understands users, builds personalized debt-free plans, tracks progress, and nudges behavior over time using the right mix of intelligence, empathy, and action.
This is not a chatbot role.
This is not a “support AI” role.
This is a core product role where you will define how our product thinks, speaks, plans, and acts.
What You’ll Build
You will own BON’s entire AI layer end-to-end, including:
Agentic Systems
Design and implement multi-step AI agents for:
Debt reduction planning
Goal tracking
Behavioral nudging
Financial reasoning
Build long-term memory and user state systems
Agent orchestration, tool calling, and planning workflows
Architect AI systems that can reason, act, and improve over time
Conversational AI (Text + Voice)
Multi-turn, long-lived conversations with memory
Context management across sessions
Calm, human, trustworthy tone
Voice agents that:
Sound natural
Handle interruptions
Guide users step-by-step
Maintain conversational state
RAG + Financial Intelligence Layer
Build RAG pipelines over:
User financial data
Credit reports
Card rules and APR logic
Internal heuristics
Design embedding, ranking, and retrieval strategies
Hybrid semantic + symbolic search
⚙️ Production LLM Systems
LLM API integrations (Open AI, Anthropic, etc.)
Tool/function calling
Cost, latency, and reliability optimization
Monitoring hallucinations, drift, failures
Prompt versioning and evaluation pipelines
️ Safety, Compliance & Trust
Guardrails for fintech use-cases
Safe financial advice boundaries
Failure handling and policy alignment
✅ Must-Have Qualifications
Graduate from a top-tier engineering or computer science school
At least 2 years of experience working at an AI-first startup or AI product company
Hands-on experience building real Gen AI products (not demos)
Strong understanding of: LLM behavior in production, Prompt design, system prompts, tool calling, Context management, and memory
Strong experience with Lang Chain and/or Lang Graph
Deep familiarity with agentic systems and multi-agent workflows
Experience with: RAG pipelines, Embeddings & similarity search, Solid ML fundamentals, Experience deploying LLMs into production, Strong grasp of LLMOps: logging, monitoring, evaluation, Ability to reason about cost, latency, and trade-offs
⭐ Big Plus If You Have Voice AI experience (STT/TTS, conversational voice agents)
Auto Gen, Crew AI, or similar agent frameworks
Fine-tuning / model adaptation experience
Fintech or regulated-domain experience
Who You Are You care about shipping products, not just models
You think in systems, not scripts
You obsess over UX, tone, and reliability
You’re comfortable with ambiguity
You move fast and take ownership
You can explain AI behavior to non-technical teammates
You understand business impact, not just technical elegance
️ Indicative Tech Stack Python / Node
Open AI / Anthropic / Google / Llama APIs
Lang Chain / Lang Graph
Vector DBs (Pinecone, Weaviate, FAISS)
Postgres / Redis
Speech APIs (Whisper, Deepgram, Eleven Labs, etc.)
Why This Role Is Special You’ll define the AI brain of BON CREDIT
You’ll ship to real users from week one
You’ll shape product direction
You’ll build one of the first truly agentic fintech AIs
Massive ownership + learning curve
Apply using Linked In only.
BON CREDIT is building an AI-first consumer fintech product to help Americans reduce credit card debt intelligently and consistently.
We’re creating an always-on AI financial companion — one that understands users, builds personalized debt-free plans, tracks progress, and nudges behavior over time using the right mix of intelligence, empathy, and action.
This is not a chatbot role.
This is not a “support AI” role.
This is a core product role where you will define how our product thinks, speaks, plans, and acts.
What You’ll Build
You will own BON’s entire AI layer end-to-end, including:
Agentic Systems
Design and implement multi-step AI agents for:
Debt reduction planning
Goal tracking
Behavioral nudging
Financial reasoning
Build long-term memory and user state systems
Agent orchestration, tool calling, and planning workflows
Architect AI systems that can reason, act, and improve over time
Conversational AI (Text + Voice)
Multi-turn, long-lived conversations with memory
Context management across sessions
Calm, human, trustworthy tone
Voice agents that:
Sound natural
Handle interruptions
Guide users step-by-step
Maintain conversational state
RAG + Financial Intelligence Layer
Build RAG pipelines over:
User financial data
Credit reports
Card rules and APR logic
Internal heuristics
Design embedding, ranking, and retrieval strategies
Hybrid semantic + symbolic search
⚙️ Production LLM Systems
LLM API integrations (Open AI, Anthropic, etc.)
Tool/function calling
Cost, latency, and reliability optimization
Monitoring hallucinations, drift, failures
Prompt versioning and evaluation pipelines
️ Safety, Compliance & Trust
Guardrails for fintech use-cases
Safe financial advice boundaries
Failure handling and policy alignment
✅ Must-Have Qualifications
Graduate from a top-tier engineering or computer science school
At least 2 years of experience working at an AI-first startup or AI product company
Hands-on experience building real Gen AI products (not demos)
Strong understanding of: LLM behavior in production, Prompt design, system prompts, tool calling, Context management, and memory
Strong experience with Lang Chain and/or Lang Graph
Deep familiarity with agentic systems and multi-agent workflows
Experience with: RAG pipelines, Embeddings & similarity search, Solid ML fundamentals, Experience deploying LLMs into production, Strong grasp of LLMOps: logging, monitoring, evaluation, Ability to reason about cost, latency, and trade-offs
⭐ Big Plus If You Have Voice AI experience (STT/TTS, conversational voice agents)
Auto Gen, Crew AI, or similar agent frameworks
Fine-tuning / model adaptation experience
Fintech or regulated-domain experience
Who You Are You care about shipping products, not just models
You think in systems, not scripts
You obsess over UX, tone, and reliability
You’re comfortable with ambiguity
You move fast and take ownership
You can explain AI behavior to non-technical teammates
You understand business impact, not just technical elegance
️ Indicative Tech Stack Python / Node
Open AI / Anthropic / Google / Llama APIs
Lang Chain / Lang Graph
Vector DBs (Pinecone, Weaviate, FAISS)
Postgres / Redis
Speech APIs (Whisper, Deepgram, Eleven Labs, etc.)
Why This Role Is Special You’ll define the AI brain of BON CREDIT
You’ll ship to real users from week one
You’ll shape product direction
You’ll build one of the first truly agentic fintech AIs
Massive ownership + learning curve
Apply using Linked In only.
Apply for this Position
Ready to join ? Click the button below to submit your application.
Submit Application