Job Description

The candidate is to expected to assume the following key responsibilities:


  • Origination & Execution Identify and support origination of real estate financing opportunities with developers, investors, and corporates.
    Lead end-to-end execution of transactions including due diligence, financial modeling, credit analysis, and documentation.
    Undertake account related activities for the clients covered directly by Real Estate Financing team.

  • Structuring & Credit Structure bespoke financing solutions including construction finance, lease rental discounting, and acquisition finance.
    Conduct client meetings, site visits, and preliminary assessments to evaluate project viability.
    Perform detailed credit analysis, financial modeling, and risk assessment of proposed transactions.
    Prepare and present credit proposals to internal committees, ensuring alignment with risk appetite and regulatory guidelines.

  • Transaction Execution Manage end-to-end execution of transactions including due diligence, documentation, legal negotiations, and disbursement.
    Coordinate with internal teams (legal, compliance, risk, operations) and external advisors to ensure timely and smooth deal closure.

  • Market & Client Management Build and maintain strong relationships with clients, industry stakeholders, and intermediaries.
    Monitor market trends, regulatory developments, and competitor activity to identify new opportunities.

  • Portfolio Management Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers.
    Conduct annual renewals and ensure compliance with extant regulations.
    Identify early warning signals and recommend corrective actions to mitigate credit risk.
    Ensure compliance with internal policies, regulatory guidelines, and audit requirements.
    Work closely with risk, legal, and compliance teams to ensure robust portfolio health.

  • Collaboration Collaborate with internal stakeholders including corporate banking RMs, treasury and structuring solutions team, credit department, planning department etc.
    Liaise with external stakeholders including law firms, valuers and Lender’s Engineer.
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