Branch Credit Manager

We are seeking a Branch Credit Manager to evaluate borrower creditworthiness and underwrite credit proposals for a branch. You will be responsible for managing the credit portfolio to optimize profitability and minimize risk, while ensuring compliance with all internal and regulatory guidelines. This role requires a professional who can build strong customer relationships, prepare and present credit reports to senior management, and lead a team if applicable.

Roles & Responsibilities:

• Credit Assessment and Underwriting: Evaluate the creditworthiness of borrowers, analyze their financial and credit information, and make data-driven decisions within defined limits.
• Portfolio Management: Monitor the credit portfolio to manage risk, track borrower creditworthiness, identify early warning signals, and develop strategies to improve asset quality.
• Compliance & Risk Management