Job Description

Description

  • Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
  • The primary objective is to enhance the value of the existing trade account portfolio.

    • What we’ll offer you

    As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

  • Best in class leave policy.
  • Gender neutral parental leaves
  • 100% reimbursement under childcare assistance benefit (gender neutral)
  • Sponsorship for Industry relevant certifications and education
  • Employee Assistance Program for you and your family members
  • Comprehensive Hospitalization Insurance for you and your dependents
  • Accident and Term life Insurance
  • Complementary Health screening for 35 yrs. and above

    • Your key responsibilities

    Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.

    Work includes: 

  • Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes 
  • Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
  • Identifying business clients’ credit needs and proposing suitable products, services and/or solutions 
  • Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences
  • Advising and guiding teams in the development of bespoke products/solutions/platforms 
  • Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients 
  • Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements 
  • Maintaining and growing business contacts and leads in the lending business 
  • Compliance with internal and credit-related regulations, e.g., QS audit results, KWG§18 etc.
  • Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines

    • Your skills and experience

  • The candidate should have experience in servicing or sourcing clients
  • The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)
  • Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
  • Candidate should have excellent communication in English and well groomed.
  • Minimum qualification required is Graduation.
  • Minimum Exp should be 5 – 10 Years in relevant field.

    • How we’ll support you

  • Training and development to help you excel in your career.
  • Coaching and support from experts in your team.
  • A culture of continuous learning to aid progression.
  • A range of flexible benefits that you can tailor to suit your needs.

    • Apply for this Position

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