Job Description

Role: Business Planning and Analyst

Location: Gurgaon

Experience Level- 3-5 Years


Role Objective: To own P&L planning, forecasting, portfolio profitability analysis, and financial decision support for the NBFC, enabling management to drive growth, margin expansion, and capital efficiency.


Roles and Responsibilities:

  • Own complete monthly P&L analysis for the lending business
  • Analyze interest income, yield movement, cost of funds, credit cost, provisioning, and opex vs budget
  • Identify reasons for variance against plan and previous periods
  • Prepare management and Board-level commentary
  • Lead annual budgeting and rolling forecasts for disbursements, AUM growth, income, credit costs, write-offs, and expenses
  • Create base, upside, and downside forecast scenarios
  • Support decisions on growth vs profitability, product mix, pricing, and tenure
  • An...

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