Job Description

You Lead the Way. We’ve Got Your Back.

At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Find your place on #TeamAmex. 

About Business Unit:

You’ll have the opportunity to develop a range of skills and networks, collaborate on challenging projects that deliver value to our business and customers, learn about our award-winning culture and network across our diverse business units and regions. You’ll become part of a collaborative and inclusive workplace as you build on your technical and interpersonal skills, hear from senior leadership through our Global Speaker Series, be responsible for your own live project, and learn first-hand how we deliver for our customers. 

Key activities will include:

You will join a team responsible for supporting and collaborating in the definition of credit strategies and models, credit risk monitoring and governance for the acquisition of individuals and small companies. 
In particular, you will be requested the following activities:

  • Credit Risk Data and Processes: Identify new and innovative data points and sources to enhance our models and strategies, then support the integration of the new data in our systems. Identify opportunities for process efficiencies and contribute to workflow/process change redesign, forming a good understanding of the specific product or process. 

  • Credit Risk Analysis: analyze, assess, and quantify the impact and probability of various risk scenarios and select the most appropriate course of action for the given situation. 

  • Insights and Reporting: Develop, create and maintain credit risk reporting. Lead execution of complex reports, identifying and interpreting complex patterns and trends, and translating those insights into actionable recommendations. Applies comprehensive knowledge and skills to create relevant, lucid and effective reports.

  • Computer Skills: Independently support business processes with comprehensive understanding and effective use of standard office equipment software packages (SQL and Python).

  • Credit Risk Management: Keep track of risk parameters, identifying any more deviations and reporting them to more senior colleagues. 

    • The intern will:

  • Support the team in analysis and reports preparation

  • Learn the implementation of the main credit metrics for acquisitions and portfolio management

  • Data gathering and analysis

  • Database querying in SQL/Python

  • Mapping/review of internal policies and operational flows

  • The intern will have a unique opportunity to approach the dynamics of a reality as American Express and the credit risk management lifecycle of corporates mid and large companies.

    • Desirable Qualifications/Skills & Experience/Language Requirements:

  • American Express, global leader in payment services, is looking for a young university or master’s student recently graduated in Engineering, Business, Statistic and Math, for an internship in our Credit Risk Management Team.

  • University or master student/ recently graduated in Engineering, Business, Quantitative Finance, Statistic and Math

  • Good knowledge of SQL and Python 

  • Good knowledge of Power Point and Excel (VBA is a plus)

  • Structured, independent, proactive and results-oriented mindset 

  • Analytical and organizational skills

  • Proficient in English and Italian.

    • More Information:

    Location: Rome

    Starting Date: Monday 16 March 2026

    Duration: 6 months internship + with potential 6 months renewal

    Hours: 35 hours per week 

    We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries 
  • Bonus incentives 
  • Support for financial-well-being and retirement 
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
  • Generous paid parental leave policies (depending on your location) 
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
  • Free and confidential counseling support through our Healthy Minds program 
  • Career development and training opportunities

    • Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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