Job Description
Company: Scorewise (Fintech | Credit Infrastructure)
Experience: 7–8+ years
Location: India (Remote-friendly)
Role Type: Co-Founder (Equity + Ownership)
⸻
About Scorewise
Scorewise is building a structured credit-builder platform for India’s near-prime consumers, helping people move from loan rejections to approvals through transparent, regulator-friendly credit journeys.
We work closely with LSPs, NBFCs, and lending partners and are currently in advanced stages of integration with a leading LSP. Our focus is on building trust-first fintech infrastructure: secure, compliant, and scalable from day one.
We’re now looking for a Tech Co-Founder to join us as the third co-founder, owning technology, security, infrastructure, and early engineering scale-up.
⸻
Who This Role Is For
This role is for a hands-on builder who wants to:
• Architect secure fintech systems from scratch
• Work directly with regulated partners and compliance teams
• Own product quality, infra, and security end-to-end
• Build not just code, but a company
This is not a conventional CTO hire.
This is a co-creator role with long-term ownership.
⸻
️ What You’ll Own
1️⃣ Partner & API Integrations (Immediate Pri
ority)
• Lead end-to-end integration with LSP partners • Design and manage secure APIs, webhooks, and data pipelines • Handle reconciliation logic, failure handling, monitoring, and retries • Ensure partner integrations are audit-ready and scalable
2️⃣ Security, Infosec & Compliance
• Own infosec architecture and security best practices •Implement encryption, access control, audit logs, and secure data storage • Lead readiness for NBFC / bank infosec and due-diligence checks • Ensure compliance with RBI Digital Lending Guidelines (consent, data flow, disclosures)
3️⃣ Product & Platform Engineering
• Build and evolve Scorewise’s core platform • Improve system reliability, performance, and scalability • Introduce stronger program logic and code architecture for: • Credit journeys • Eligibility & decision flows • Risk-aware product experiences • Take the product from MVP to production-grade
fintech
4️⃣ Infrastructure & Dev Ops
• Own cloud infrastructure (AWS / GCP preferred) • Set up CI/CD, monitoring, alerts, backups, and access control • Design infra for scalability, redundancy, and cost efficiency • Make infra decisions aligned with long term growth, not short-term hacks
5️⃣ Founder Ownership & Capital
Alignment As a Tech Co-Founder, you will also:
• Co-own early-stage capital planning alongside the other founders • Participate in founder-led
investment to support: • Hiring early engineers / security resources • Infra, cloud, and security tooling • Help make thoughtful trade-offs between: • Hiring vs infra investment • Speed vs security • Cost vs
scalability. We strongly believe founders should have both intellectual and financial skin in the game to build long-term trust with partners, lenders, and regulators. This is not about buying a role, it’s about shared conviction and ownership.
What We’re Looking For (Must-Have)
• 7–8+ years of software engineering experience • Strong backend engineering background (Node.js / Java / Python / Go—stack flexible) • Experience with: • Fintech / lending / payments / banking systems • Secure handling of PII and financial data • Comfortable with: • API-first system design • Cloud infrastructure (AWS / GCP) • SQL + No SQL databases • Has built or scaled early-stage(0→1 or 1→1
0) products
⭐ Big Plus If You Have • Prior fintech startup experience (lending, credit, payments, wealth)
• Exposure to: • LSP–NBFC–Bank integrations • RBI-regulated systems • ISO 27001 / SOC2 prep
• Founder or early-employee experience • Strong system design opinions, with openness to debate Founder Mindset Expectations • High ownership, low ego • Comfortable with ambiguity and fast iteration • Willing to build, break, fix, and rebuild • Thinks long-term about trust, security, and scale • Motivated by financial inclusion and impact-driven fintech
What You Get • Meaningful co-founder equity (not ESOPs)
• Direct ownership of tech, security, and infra decisions • Exposure to NBFCs, lenders, and regulated fintech ecosystems • The opportunity to build fintech the right way, from day zero
How to Reach Out If this resonates, DM with:
• A short introduction • What you’ve built before (links / Git Hub welcome) • Why fintech, and why Scorewise
Experience: 7–8+ years
Location: India (Remote-friendly)
Role Type: Co-Founder (Equity + Ownership)
⸻
About Scorewise
Scorewise is building a structured credit-builder platform for India’s near-prime consumers, helping people move from loan rejections to approvals through transparent, regulator-friendly credit journeys.
We work closely with LSPs, NBFCs, and lending partners and are currently in advanced stages of integration with a leading LSP. Our focus is on building trust-first fintech infrastructure: secure, compliant, and scalable from day one.
We’re now looking for a Tech Co-Founder to join us as the third co-founder, owning technology, security, infrastructure, and early engineering scale-up.
⸻
Who This Role Is For
This role is for a hands-on builder who wants to:
• Architect secure fintech systems from scratch
• Work directly with regulated partners and compliance teams
• Own product quality, infra, and security end-to-end
• Build not just code, but a company
This is not a conventional CTO hire.
This is a co-creator role with long-term ownership.
⸻
️ What You’ll Own
1️⃣ Partner & API Integrations (Immediate Pri
ority)
• Lead end-to-end integration with LSP partners • Design and manage secure APIs, webhooks, and data pipelines • Handle reconciliation logic, failure handling, monitoring, and retries • Ensure partner integrations are audit-ready and scalable
2️⃣ Security, Infosec & Compliance
• Own infosec architecture and security best practices •Implement encryption, access control, audit logs, and secure data storage • Lead readiness for NBFC / bank infosec and due-diligence checks • Ensure compliance with RBI Digital Lending Guidelines (consent, data flow, disclosures)
3️⃣ Product & Platform Engineering
• Build and evolve Scorewise’s core platform • Improve system reliability, performance, and scalability • Introduce stronger program logic and code architecture for: • Credit journeys • Eligibility & decision flows • Risk-aware product experiences • Take the product from MVP to production-grade
fintech
4️⃣ Infrastructure & Dev Ops
• Own cloud infrastructure (AWS / GCP preferred) • Set up CI/CD, monitoring, alerts, backups, and access control • Design infra for scalability, redundancy, and cost efficiency • Make infra decisions aligned with long term growth, not short-term hacks
5️⃣ Founder Ownership & Capital
Alignment As a Tech Co-Founder, you will also:
• Co-own early-stage capital planning alongside the other founders • Participate in founder-led
investment to support: • Hiring early engineers / security resources • Infra, cloud, and security tooling • Help make thoughtful trade-offs between: • Hiring vs infra investment • Speed vs security • Cost vs
scalability. We strongly believe founders should have both intellectual and financial skin in the game to build long-term trust with partners, lenders, and regulators. This is not about buying a role, it’s about shared conviction and ownership.
What We’re Looking For (Must-Have)
• 7–8+ years of software engineering experience • Strong backend engineering background (Node.js / Java / Python / Go—stack flexible) • Experience with: • Fintech / lending / payments / banking systems • Secure handling of PII and financial data • Comfortable with: • API-first system design • Cloud infrastructure (AWS / GCP) • SQL + No SQL databases • Has built or scaled early-stage(0→1 or 1→1
0) products
⭐ Big Plus If You Have • Prior fintech startup experience (lending, credit, payments, wealth)
• Exposure to: • LSP–NBFC–Bank integrations • RBI-regulated systems • ISO 27001 / SOC2 prep
• Founder or early-employee experience • Strong system design opinions, with openness to debate Founder Mindset Expectations • High ownership, low ego • Comfortable with ambiguity and fast iteration • Willing to build, break, fix, and rebuild • Thinks long-term about trust, security, and scale • Motivated by financial inclusion and impact-driven fintech
What You Get • Meaningful co-founder equity (not ESOPs)
• Direct ownership of tech, security, and infra decisions • Exposure to NBFCs, lenders, and regulated fintech ecosystems • The opportunity to build fintech the right way, from day zero
How to Reach Out If this resonates, DM with:
• A short introduction • What you’ve built before (links / Git Hub welcome) • Why fintech, and why Scorewise
Apply for this Position
Ready to join ? Click the button below to submit your application.
Submit Application