Compliance Analyst - Singapore

About Lorum

Global payments are not broken. Incentives are. Clearing has been deprioritised inside balance sheet driven institutions whose models rely on lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. The same financial institutions that distort clearing as providers are disadvantaged as users. They are forced into fragmented setups, inconsistent rails, duplicated compliance, and unpredictable timelines. Stablecoin shortcuts and treasury pooling treat symptoms at the surface, but almost no one is rebuilding the underlying infrastructure in each market.

Rebuilding clearing from the ground up

We are rebuilding clearing as its own specialist function. We act as a clearing and transaction banking partner for regulated institutions, with treasury built into the core so liquidity, settlement, and reconciliation sit in one controlled system.

Our platform unifies global and local licenses, direct central bank clearing, and domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.

Why Lorum

Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.

About The Role

The Compliance Analyst will support the compliance team by conducting transaction monitoring, KYB reviews, and responding to regulatory and banking queries. This role is vital to ensure day‑to‑day compliance coverage, particularly during US banking hours. It offers the opportunity to gain broad experience in a scaling environment.

Key Responsibilities

• Transaction monitoring: Review daily transaction alerts, investigate anomalies, and elevate where necessary.
• Clear or hold transactions based on internal controls and regulatory guidance.
• Document rationales and maintain accurate audit trails.
• Banking & regulator queries: Respond to inbound requests from correspondent banks or regulators.
• Validate and collate KYC/KYB and transaction documentation.
• Ensure responses are delivered within agreed SLAs.
• Onboarding (KYB): Review corporate onboarding documents and verify compliance with policy.
• Perform risk assessments and prepare summaries for senior review.
• Assist with customer outreach for missing or additional information.
• Compliance process support: Follow compliance policies and procedures consistently.
• Contribute to audits, reporting, and ad‑hoc investigations.
• Suggest process improvements to reduce false positives and improve efficiency.
• Shift coverage: Be flexible to handle varied workloads, from high‑volume days to quieter shifts.
• Work remotely or hybrid, depending on jurisdiction.

Ideal Candidate

Must‑Haves

• 1‑3 years experience in Compliance
• Financial Crime (AML/CTF and Sanctions) and Regulatory Compliance experience, covering a wide range of subjects such as KYB, CDD/EDD, Transaction Monitoring, Risk Assessments, and Reporting (SARs).
• Knowledge of Singapore financial services regulations
• Knowledge and understanding of global anti‑financial crime frameworks, regulatory recommendations, risk management good practice, and control arrangements in a financial organisation.
• The ability to analyse data and compliance processes to draw conclusions and make recommendations.

Nice‑to‑Haves

• Experience with compliance platforms or alert monitoring systems.
• Familiarity with multi‑jurisdictional regulatory requirements.
• Prior exposure to corporate onboarding (KYB) in payments or fintech.

Benefits

• Opportunity to travel (if applicable)
• Flexible vacation policy
• Private Healthcare
• Employee stock ownership (ESOP)
• Flexible working and autonomy
• Pay it forward days – we offer 2 annual pay it forward days where you can take time to volunteer for a charitable cause that is important to you.
• Wellness days – we believe you can only work your best when you feel your best, and we know working at Lorum is intense, so we offer 3 wellness days every quarter where you can take time to re‑energise.