Job Description

Company Profile
Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company is a global leader providing business process solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With a global footprint across US, UK, India, Philippines, Mexico, Romania, Turkey, Trinidad & Tobago, South Africa, and Australia, they ‘make it happen’ for their clients, solving their biggest challenges with hyper-focused, domain-centered teams and cutting-edge tech, data, and analytics. Firstsource’s inch-wide, mile-deep practitioners work collaboratively, leveraging Un BPO™ - their differentiated approach to reimagining traditional outsourcing - to deliver real-world, future-focused solutions that drive speed, scale, and smarter decision, turning transformation into tangible results for clients.
Job location : Bangalore
Position : Compliance Analyst-US Mortgage
Process: US Residential Mortgage
The Compliance Underwriter is responsible for performing compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure federal and state regulatory requirements and guidelines are met. This role owns end-to-end compliance reviews of mortgage loan files. Responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects.
Primary Responsibilities
Review and capturing loan data from mortgage documents including but not limited to Mortgage/Deed of Trust, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, Disclosures, etc.
Extensive knowledge of TRID, TILA, RESPA, ECOA, HMDA, HOEPA, ATR/QM, State-specific regulations (high-cost, high-price, licensing, disclosures)
Review HUD-1, Closing Disclosures, Loan Estimates, TIL and other mortgage disclosures for completeness and accuracy
Analyzing and capturing settlement fees for state and federal testing
Identifying potential problems within the underwriting administrative process and identifying compliance irregularities within the loan file
Manage individual workflow to ensure daily volume and quality goals are met
Evaluating the disclosure process including but not limited to the delivery, timing, required verbiage, execution and completeness of all State and Federal documentation.
Identify compliance violations, severity, root cause, and remediation options
Required Skill Sets
Familiarity with agency and non-QM products
Preferred knowledge of TRID documents
Familiarity with compliance testing software and results review (Compliance Ease, Mavent, etc.)
Strong commitment to customer service and satisfaction
Excellent time management skills
Excellent verbal and written communication skills
Ability to work in a fast-paced, metrics-driven environment
Strong analytical and problem-solving skills
Ability to prioritize multiple objectives to meet client deadlines and department goals
Proficient knowledge of Microsoft Office Suite, including Word, Excel, and Power Point
Commitment and ability to cultivate a diverse and inclusive work environment
⚠️ Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels email addresses.
Contact details
Padmapriya Shekar
Email-

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