Consumer Lending Risk Specialist

Job Title: Senior Manager- Credit Risk Analytics (Consumer Loan Products)

Location: Gurgaon

Experience Level: 4–6 Years

Key Responsibilities

1. Risk Portfolio Analytics

• Conduct comprehensive portfolio analysis to assess credit quality, concentration risk, and performance trends across consumer loan products
• Develop KPIs and dashboards to monitor portfolio health, delinquency rates, loss rates, and other critical risk metrics
• Analyze emerging risk patterns, identify outliers, and prepare actionable insights for stakeholder communication
• Generate variance analysis reports and conduct root cause analysis on portfolio performance deviations

2. Credit Risk Analytics

• Design, develop, and deploy predictive models for credit risk assessment, delinquency forecasting, and default probability estimation
• B...