Job Description

Credit Manager – SME – Unsecured Business Loans


About the Role

The SME Credit role offers exposure to how the SME digital lending business operates, while also opening up broader career opportunities across the InCred Group. You will gain in-depth knowledge across multiple industries such as E-commerce, Restaurants, SaaS, and other emerging digital segments. The role involves portfolio due diligence, risk management, and credit underwriting for one of InCred’s most dynamic lending businesses.


Responsibilities

  • Conduct credit underwriting for the Digital Lending business, including an understanding of different business models through personal discussions with founders and business owners.
  • Monitor portfolio delinquency trends using various metrics, analytics, and risk models.
  • Develop recommendations for credit policy adjustments based on portfolio performance insights.
  • Ensure portfolio IRR ...

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