Credit Analyst

Job Title: Credit Analyst – Corporate Banking
CTC: Up to 15 LPA
Experience: Minimum 2+ Years
Qualification: MBA (Finance) / CA preferred
Joining: Immediate or within 30 days

Job Summary

We are hiring a Credit Analyst with strong experience in Corporate Banking. The role involves detailed credit assessment, financial analysis, and portfolio monitoring of large corporate clients with a minimum turnover of 500 Cr , including NRI client handling .

Key Responsibilities

• Conduct financial analysis for large corporate clients (turnover ≥ 500 Cr).

• Prepare credit appraisal notes, credit proposals, and risk assessment reports.

• Evaluate balance sheets, financial statements, cash flows, and projections.

• Manage NRI client portfolios and support documentation/queries.

• Monitor credit limits, exposures, and portfolio performance.

• Identify early warning signals and ensure compliance with credit policies.

• Coordinate with Relationship Managers, Risk, Compliance, and Operations teams.

• Support decision-making for credit approvals and loan structuring.

Required Qualifications

• MBA (Finance) / CA preferred.

• Minimum 4 years of experience in Corporate Banking .

• Experience in handling large corporates and NRI customers.

Skills & Competencies

• Strong financial analysis and credit assessment skills.

• Good understanding of Corporate Banking products and credit policies.

• Proficiency in financial modelling and ratio analysis.

• Strong communication and report-writing skills.

• Ability to manage high-value corporate relationships.

Work Conditions

• Candidates with Immediate Joining or ≤ 30 Days Notice Period preferred.
  
  Regards,
  Shubhangi,
  Deputy Manager-HR
  STAFFIAA Services