Job Description

Job Title: Credit Analyst – Corporate Banking

CTC: Up to 15 LPA

Experience: Minimum 2+ Years

Qualification: MBA (Finance) / CA preferred

Joining: Immediate or within 30 days


Job Summary


We are hiring a Credit Analyst with strong experience in Corporate Banking. The role involves detailed credit assessment, financial analysis, and portfolio monitoring of large corporate clients with a minimum turnover of 500 Cr, including NRI client handling.


Key Responsibilities




  • Conduct financial analysis for large corporate clients (turnover ≥ 500 Cr).




  • Prepare credit appraisal notes, credit proposals, and risk assessment reports.




  • Evaluate balance sheets, financial statements, cash flows, and projections.




  • Manage NRI client portfolios and support documentation/queries.




  • Monitor credit limits, exposures, and portfolio performance.




  • Identify early warning signals and ensure compliance with credit policies.




  • Coordinate with Relationship Managers, Risk, Compliance, and Operations teams.




  • Support decision-making for credit approvals and loan structuring.




Required Qualifications




  • MBA (Finance) / CA preferred.




  • Minimum 4 years of experience in Corporate Banking.




  • Experience in handling large corporates and NRI customers.




Skills & Competencies




  • Strong financial analysis and credit assessment skills.




  • Good understanding of Corporate Banking products and credit policies.




  • Proficiency in financial modelling and ratio analysis.




  • Strong communication and report-writing skills.




  • Ability to manage high-value corporate relationships.




Work Conditions




  • Candidates with Immediate Joining or ≤ 30 Days Notice Period preferred.



    Regards,

    Shubhangi,

    Deputy Manager-HR

    STAFFIAA Services



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