Credit Analyst

Job Description – Credit Analyst (Credit Analysis Department)

Location: Mumbai
CTC: Up to 13 LPA
Experience: 2–5 years preferred
Openings: 1

Key Responsibilities



Conduct detailed credit analysis of proposals, including financial statement review, ratio analysis, business evaluations, and repayment capacity assessment.


Prepare credit assessment memos with clear recommendations in line with internal and regulatory guidelines.


Evaluate borrower profiles, industry risks, collateral strength, and cash-flow patterns.


Coordinate with relationship teams for clarifications, documentation, and proposal structuring.


Ensure compliance with credit policies, risk frameworks, and underwriting standards.


Manage TAT for credit appraisals and support faster decision-making for business teams.


Assist in portfolio monitoring and early warning identificatio...