Credit Analyst (Start ASAP)

The Credit Analyst in Cebu City is responsible for evaluating and underwriting retail loans, ensuring adherence to credit guidelines and timely processing.

Your Role

Here’s what you will be doing:

• Conduct complete screening, income verification, and residence verification on loan applicants.
• Prepare requests for field credit investigation as necessary.
• Encode all gathered information into the system and prepare recommendations to approve, reject, or defer applications.
• Handle sales inquiries and concerns, escalating to the Credit Officer when necessary to support business targets.

About You

The company is looking for:

• Graduate of any four-year business course.
• Knowledge of basic credit principles, credit policies, and procedures.
• Excellent data management skills.
• Excellent written and oral communication skills.

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