Credit Manager - Mortgages

5 - 10 Years<br/><br/>Location: Regional HQ (Western India Focus)<br/><br/>Industry: Banking / NBFC<br/><br/>Education: Graduate (CA / MBA Finance preferred)<br/><br/><b>Role Summary:</b><br/><br/>We are seeking a high-caliber Credit Manager Mortgages to lead the underwriting function for our retail assets division. In this critical individual and leadership role, you will act as the "Risk Gatekeeper," responsible for the end-to-end credit appraisal of Home Loans and Loan Against Property (LAP). You will be tasked with policy formulation, risk mitigation, and maintaining a high-quality portfolio with a focus on NIL delinquency. The ideal candidate possesses deep knowledge of the Indian mortgage market and regulatory frameworks, ensuring that every credit decision aligns with both RBI guidelines and the banks internal Delegation of Authority High-Stakes Underwriting: Recommend and approve complex mortgag...