Job Description

Roles and Responsibilities

  • Ensure credit underwriting in line with defined credit policy of Unsecured Business
  • Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio
  • Understand credit policy and processes as well as credit environment
  • Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited in line with requirements
  • Ensure the quality of Credit approval notes and the Credit approval mails.
  • Ensure the TAT for all the proposals is maintained in line with the prescribed standards
  • Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards
  • Ensure all MIS is maintained timely and correctly
  • Contribute to the new project initiatives for Unsecured Business
  • Work on other products for Unsecured finance apart from unsecured business loans
  • Supervise the Credit Executives (CPA team) and conduct regular training sessions for them

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