Credit Risk Analyst

We are seeking a motivated Credit Officer with at least 1 year of professional experience in credit evaluation, loan processing, and customer relationship management. The ideal candidate should be fluent in Tamil and Telugu to ensure effective communication with diverse clients across regional markets.

Key Responsibilities

• Assess loan applications by analyzing financial documents, credit history, and repayment capacity.
• Conduct customer interviews to gather necessary information and clearly explain loan terms.
• Verify applicant details through field visits, reference checks, and documentation review.
• Prepare credit appraisal reports and recommend loan approvals or rejections in line with company policies.
• Monitor loan accounts to ensure timely repayments and identify potential risks.
• Provide customer support in Tamil and Telugu to build trust and enhance client satisfaction.
• Collaborate wit...