Credit Risk Lead

This role is for one of the Weekday's clients

Min Experience: 3 years

Location: Mumbai

JobType: full-time

The Credit Risk Lead will be responsible for building, managing, and continuously enhancing credit risk strategies for short-tenure, small-ticket unsecured personal loans. This role focuses on strengthening underwriting frameworks, improving portfolio performance, and ensuring regulatory compliance while working closely with data science, collections, and operations teams.

Requirements

Key Responsibilities

Credit Strategy & Underwriting

• Design, implement, and refine credit policies and strategies for unsecured personal loan products.
• Partner with Data Science teams to enhance decision engines, scorecards, rule-based logic, and real-time underwriting models.
• Develop robust risk segmentation using behavioural data, bureau insights, device intelligence, fraud ...