Job Description

Roles and Responsibilities Key Responsibilities
  • Delinquency & Portfolio management - Maintain the portfolio and bounce metrics at acceptable levels and propose
  • measures to control the same.
  • Participating and contributing in building and maintenance of Score Cards and BRE.
  • Monitoring and enriching the applications through third party sources like Perfios, Total KYC, Bureau, NSDL, UIDAI
  • and explore various other APIs which will help in underwriting and taking accurate decisions.
  • Identification and management of high risk accounts through Bureau scrub etc., to ensure that loan losses are
  • minimal and maintained within budgets
  • Developing and Conducting COPR (Credit & operation process review) process to minimize operational & process
  • risk and sharing observations/ corrective action required with UW teams for continuous improvement and learning
  • Maintain portfolio quality through sound management of credit policies, development, maintenance, and
  • execution of appropriate credit MIS for portfolio monitoring
  • To put robust bureau MIS and analysis in place.



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