Credit Underwriter

• Start Date:  Monday 24/11/2025 3 month temporary position with potential to extend
• Hours: Monday – Friday full time role (occasional Saturdays may be considered)
• Location: Sydney CBD Based 
• Rate: $40 per hour plus super 
• Full working rights are required for this postion

THE COMPANY
Our client is a well established financial services organisation experiencing a significant increase in application volumes. They’re committed to responsible lending and delivering efficient and accurate decisions for customers. They are seeking an experienced Credit Underwriter who can support the team through a busy period and maintain high quality outcomes.

THE ROLE
As part of this role, you’ll dive into each customer’s financial profile assessing their position, spotting red flags, and helping shape informed lending decisions. Your balanced approach to risk analysis will help our client move forward with the most appropriate approvals.

DUTIES

• Assess credit applications within your lending authority ensuring alignment with internal policies and risk parameters
• Manage all parts of the underwriting process, including data verification, reviewing credit files and conducting relevant checks
• Prepare clear, well informed recommendations on more complex applications that require senior approval
• Review applications for potential credit or fraud concerns and escalate where needed
• Ensure all assessments are completed in line with compliance obligations and regulatory requirements
• Act as a key point of escalation between sales teams and application processing when additional support or clarification is required

SKILLS & EXPERIENCE

• Delegated Lending Authority experience (DLA)
• Previous experience in credit or lending within financial services
• Familiarity with multiple steps of the credit approval process, including customer interaction where needed
• Strong analytical skills and confidence in making balanced well informed decisions
• Ability to work collaboratively and manage expectations with a range of internal and external stakeholders
• Experience with Finpower is highly regarded

OUR RECRUITMENT PROCESS
At Lotus People, we are committed to fostering diversity, equity and inclusion. We encourage applicants from all backgrounds to apply and will ensure a fair and equitable recruitment process. Every application we receive is reviewed by a real person, never by AI. If your experience aligns with the requirements of the role, a consultant will be in touch within 2–3 business days for an initial phone screen. Shortlisted candidates will then proceed to a virtual interview with the consultant managing the role.

Due to the volume of applications and the specific nature of our briefs, we are unable to take phone enquiries about roles before an application is submitted. We ask that all interested candidates please apply online and wait to hear from us. Rest assured, we respond to every applicant, regardless of the outcome, so you will not be left wondering.Lotus People are proud to have been awarded Best Agency for Candidate Experience for six consecutive years. We look forward to providing you with a positive and respectful experience.