Data Scientist

Job Description: Data Scientist – Credit Risk Team

About the Role

We are hiring a Data Scientist to own end-to-end credit underwriting models for a high-scale fintech product. This role spans model development, real-time deployment, monitoring, and continuous improvement, directly impacting approval rates, fraud, credit losses, and GMV.

What You'll Do

Credit Underwriting & Modeling

• Build and maintain credit risk models using Logistic Regression, XGBoost / LightGBM and deep learning
• Design underwriting strategies for NTC (New-to-Credit) users using alternative & behavioural data
• Balance credit risk, fraud risk, and conversion in checkout flows
• Design real-time features with strict latency SLAs (...