Data Scientist

About Novicap Novicap is an end‑to‑end working capital solutions provider focused on enabling CFOs and finance teams of SMEs to pay their suppliers and collect from their customers. This includes short‑term credit (factoring, supply chain finance and loans) and payment automation solutions. With offices in Barcelona and Madrid, we are currently looking for a Data Scientist who wants to join our team. What will you do? As mentioned, you will enable high levels of automation across business decision processes. In order to achieve your mission, you will: Monitor and maintain target credit and fraud levels across all products. Continuously improve approval rates while staying within defined risk appetite. Increase automation across products, both in decision‑making and process execution. Introduce and leverage alternative data sources to enable more innovative, customer‑centric, and high‑performing products. How will you do it? With integrity, transparency and clarity are the cornerstones ...