Job Description

<p></p><p><b>Job Summary:</b><br/><br/>We are looking for an experienced Data Scientist with strong expertise in credit risk modelling to develop, validate, and deploy data-driven models across retail credit portfolios. The role involves building scorecard and statistical models, performing advanced analytics, and partnering with business and technology teams to deliver scalable risk solutions.<br/><br/><b>Key Responsibilities:</b><br/><br/><b>Credit Risk Modelling & Analytics:</b><br/><br/>- Develop and maintain credit risk models, including scorecard models (PD, LGD, EAD)<br/><br/>- Build application, behavioral, and collection scorecards for retail credit products<br/><br/>- Perform exploratory data analysis, feature engineering, and segmentation on large datasets<br/><br/>- Conduct model performance monitoring, stability analysis, and back-te...

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