Job Description

Vertical : Credit analytics and innovation
Job Purpose
Looking for exceptional Data Scientist with a proven track record of experience in Predictive analytics.
Job Responsibilities(JR) : 6 – 8 Areas
Actionable (4-6)
· Scorecard Building and Modelling
· Developing analytical models to assess risk profile of a customer / identifying cross-sell opportunities/fraud control for new and existing customers
· Responsible for development and deployment of various scorecards / models for the credit risk / Retail asset products of the Bank within the specified timelines. Ensure the deployment also is line with Bank’s strategies so as to gain maximum efficiencies.
· Estimate probability of default arising out of the scorecards and monitor deviation from expected default rates.
· Monitor portfolio and identify pockets of opportunity for business growth and risk alerts to control NPAs. Communicate these alerts to the respective owners and follow-up for closure
· Formula...

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