Director, Credit Risk Strategy - Unsecured Lending

Title: Director, Credit Risk Strategy - Unsecured Lending

Requisition ID:

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Reporting to the Vice President, Retail Risk, Unsecured Lending, the Director, Credit Risk Strategy will develop and execute credit risk strategies, policies, and procedures in order to optimize risk/return for credit cards, unsecured lines of credit, over drafts, and other unsecured lending products. The Director will:

• Ensure credit decisions (approval vs. decline, credit limit assignment) are aligned with risk appetite optimizing risk/return over the long-term
• Drive continuous improvement in strategy effectiveness, leverage champion/challenger capabilities to confirm assumptions and justify changes and identify if any credit risks are or will become in
• Monitor portfolio performance, identify portfolio trends and und...