Director, Retail Lending Services

What Youll Be Doing (position summary):

The Director, Retail Lending Services (RLS) is responsible for providing strategic leadership and oversight to the Hyderabad-based Retail Lending Services division, ensuring the delivery of high-quality, cost-effective lending processes and services aligned with CIBCs strategic objectives. The incumbent drives operational excellence, risk management, and transformation initiatives, enabling the business to meet current and future growth objectives through flawless execution, innovation, and stakeholder engagement.

At CIBC India we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (including on-site and remote work) will be discussed at the time of your interview.

How Youll Succeed (responsibilities):

• Lead and direct the Retail Lending Services organization, setting strategic direction and ensuring alignment with enterprise goals
• Oversee end-to-end credit processing operations, ensuring efficiency, compliance, and adherence to Service Level Agreements
• Champion process transformation initiatives to optimize turnaround times, reduce operational risk, and enhance service delivery
• Ensure rigorous compliance with regulatory and internal policy requirements across all RLS activities
• Develop, mentor, and empower their team, fostering a culture of accountability, collaboration, and excellence
• Build and maintain effective relationships with internal and external stakeholders, including senior management, audit, and regulatory bodies
• Monitor, analyze, and report on key performance indicators, driving continuous improvement and strategic decision-making
• Manage budgets, resource allocation, and business planning for the RLS division
• Represent RLS in enterprise-wide programs and strategic initiatives

Experience: 12+ years of experience

Who You Are (skills/qualifications):

Must Have Skills:

• Bachelor's degree in Business, Finance, Operations Management or related field (master's degree preferred)
• 12+ years of progressive experience in financial services, including significant leadership roles at a business unit or enterprise level
• Professional certifications in operations, risk management, or financial services preferred
• Demonstrated expertise in retail lending operations, credit products, and regulatory frameworks
• Advanced strategic planning, business transformation, and operational management skills
• Proven leadership and people management capabilities at a director or enterprise level
• Superior analytical, problem-solving, and decision-making skills
• Proficiency with credit processing systems, workflow management tools, and enterprise technology platforms
• Excellent communication, interpersonal, and stakeholder engagement skills
• Strong financial acumen and experience managing large budgets and resources
• Proficiency in English (written and verbal)
• Attention to detail
• Partnership
• Teamwork/ Collaboration

What CIBC India Offers:

At CIBC India, your goals are a priority. We start with your strengths and ambitions and strive to create opportunities to tap into your potential. We aspire to give you a career that goes well beyond your compensation.

• We work to recognize you in meaningful, personalized ways including competitive fixed pay, performance-based incentive programs, a family-first benefits program, employer contributions for your retirement, attractive time off and leave offerings, wellbeing support, and MomentMakers, our social, points-based recognition program
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients worldwide
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day, a paid day off dedicated for you to use to invest in your growth and development

Privacy:

By proceeding with the creation of a profile and submitting an application in response to this job posting, you acknowledge and agree that your personal data will be collected, used, retained and disclosed by CIBC India and its affiliates, as described in theCandidate Privacy Statement .