Financial Spreading/ Covenant Monitoring

Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality check

Role & responsibilities

• Analyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates
• Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
• Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
• Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures.
• Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics.
• Screening the credit agreements and analyzing the financial covenants applicable to the borrower
• Monitor Covenant compliance and re...