Job Description
<p>Analyst - Data & Machine Learning<br/><br/>Key Responsibilities<br/><br/>1. Data Analysis & Reporting (35%)<br/><br/>- Build, automate, and maintain dashboards for business KPIs (loan disbursal, portfolio quality, collections, conversion funnel, customer behavior).<br/><br/>- Conduct deep-dive portfolio analysis on risk, vintage curves, and credit performance across products and cohorts.<br/><br/>- Use Excel (Advanced Functions, Pivot, Power Query, VBA, scenario analysis) and SQL for day-to-day analytics and reporting.<br/><br/>2. Risk & Credit Analytics (30%)<br/><br/>- Support the development of credit policies by analysing applicant and borrower performance.<br/><br/>- Build scorecards and risk models in collaboration with the credit and product teams.<br/><br/>- Monitor delinquency, roll rates, provisioning requirements, and recommend corrective actions.&...
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