Head Lending

About the Role

We are looking for a seasoned lending professional to lead and scale our lending business. This is a senior leadership role responsible for driving growth, profitability, and operational excellence across the lending portfolio.

The role operates one level below the Business Head , with significant autonomy to run day-to-day operations while partnering closely with the leadership team on strategy, expansion, and execution.

This position is ideal for a hands-on leader who has built and scaled lending businesses and is comfortable owning outcomes end-to-end.

Key Responsibilities

Business & Growth Ownership

• Drive growth of the lending portfolio in line with business objectives
• Own revenue, profitability, and portfolio quality for the lending business
• Identify and execute new growth opportunities across products, geographies, and channels

End-to-End Lending Management

• Oversee the full lending lifecycle: sourcing, credit underwriting, disbursement, collections, and portfolio management
• Balance growth with risk and compliance requirements
• Work closely with credit, risk, legal, and operations teams to ensure robust processes

Leadership & Execution

• Lead and develop cross-functional teams across sales, credit, operations, and collections
• Build a performance-driven culture with strong governance and accountability
• Translate strategic direction into executable plans and measurable outcomes

Stakeholder Management

• Partner with senior leadership, lenders, and external stakeholders
• Present business performance, insights, and growth plans to leadership
• Support fundraising, partnerships, and lender relationships where required

What We’re Looking For

Experience

• 12–18 years of experience in lending, NBFCs, fintechs, or financial services
• Currently in a role such as Vertical Head / Business Head / Deputy Business Head
• Proven experience managing P&L and scaling a lending book
• Strong exposure to MSME / Retail / Secured or Unsecured lending (as applicable)

Skills & Competencies

• Strong business acumen with hands-on execution mindset
• Deep understanding of lending economics, portfolio management, and credit risk
• Ability to build, lead, and inspire large teams
• Data-driven decision maker with strong analytical skills
• Comfortable operating in a promoter-driven, fast-moving environment