Head of Finance

Mobikwik is India's leading Digital Financial Services platform & Largest Digital Wallet, trusted by over 167 million users & 4.4

million businesses. As a pioneer in the Fintech space, Mobikwik empowers its users with a robust suite of services, including

Digital payments, Credit & Investments. Recently, Mobikwik achieved a significant milestone with its Initial Public Offering

(IPO), marking a new chapter in its journey of innovation & growth. With a mission to democratize financial inclusion, Mobikwik

continues to transform how Indians manage their money, offering secure, seamless & user-friendly solutions that cater to a

diverse range of financial needs.

Join us on our journey to democratize access to financial services for a billion Indians.

Role: Chief Financial Officer (Fintech/NBFC/BFSI Background is must)

Location: Gurgaon (Work from Office – 5 days)

Reporting To: Co-Founders and the Board

About the Role:

As the Chief Financial Officer, you will be a key strategic leader responsible for driving the company’s financial strategy and ensuring long-term business success. You will lead and mentor a high-performing team. This role offers hands-on exposure to real-

time financial challenges in a dynamic, fast-paced, and constantly evolving regulatory environment. The role requires a dynamic and experienced leader capable of navigating the complexities of a fast-evolving payments and financial services ecosystem.

Job Responsibilities:

1. Process Design, Revenue Assurance & Financial Controls

- Lead design and adherence of robust financial processes ensuring reconciliation of high-volume digital transactions.

- Build automated reconciliation systems to detect revenue leakages and ensure real-time accuracy across wallets, cards, and

UPI transactions.

- Strengthening internal control mechanisms to safeguard and prevent fraud.

- Drive process standardization, automation, and audit-readiness across finance operations.

2. Financial Planning & Analysis (FP&A)

- Lead annual operating plans (AOP), forecasting, and performance tracking.

- Partner with business heads to monitor key metrics- revenue, margins, and cost drivers enabling data-backed decision-making.

- Build advanced financial models for scenario planning and profitability analysis.

- Drive actionable insights through dashboards and predictive analytics.

- Establish capital allocation frameworks ensuring optimal use of funds between growth, innovation, and compliance.

- Collaborate with product teams to drive product innovation and enhancement

3. Profitability & Cost Optimization

- Track unit economics and product-level profitability.

- Identify and drive cost optimization initiatives across marketing, technology, operations, and credit portfolios.

- Implement automation and AI-driven tools for efficiency improvement and cost control.

4. Treasury & Liquidity Management

- Manage cash flow, working capital, and liquidity to support growth and regulatory requirements.

- Optimize capital allocation and fund utilization for maximum ROI.

5. Compliance & Governance

- Ensure adherence to RBI, SEBI, and other financial regulations.

- Manage audit readiness and statutory compliance across all entities and licenses.

- Partner with Legal and Compliance for timely reporting and governance.

6. Corporate Strategy & Investor Relations

- Support fundraising initiatives, M&A evaluation, and investor communications as needed.

7. Leadership & Capability Building

- Build a future-ready finance team with expertise in fintech analytics, automation, and regulatory reporting.

- Champion a culture of accountability and ethical finance practices.

- Lead digital transformation within finance — e.G., AI-driven reconciliation, predictive analytics, etc

Experience:

● Qualified CA or MBA (Tier 1 Institute) with 18+ years of proven experience in a finance role with minimum 8 years in

leadership role within a fast-paced new age organization.

● In-depth knowledge of financial controlling, planning, analysis, modelling, and forecasting techniques.

● Strong understanding of financial regulations and compliance standards.

● Prior experience in fast paced Fintech, Financial Services, Financial Institutions or Consumer Internet is preferred.

Why Mobikwik?

● Work with a fast-paced and innovative team in one of India’s leading fintech companies.

● Be a part of a company that is transforming digital payments and financial services.