Job Description

Roles and Responsibilities

Sales (Disbursement)

  • Building Portfolio (to achieve Disbursement and POS budget) as per business mandate/ policies

  • - Bringing No. of Households under Financial Inclusion (Bank's mandate of achieving million HHs)

    • Managing portfolio (Client Relationship)

    Regular Follow up and repayment monitoring to ensure portfolio growth and quality management as per laid down process

  • To ensure business profitability.

    • Business conduct & Customer relations

    Regular maintenance andfollow upof accounts; achievingthehigh level of customer satisfaction in the area of operations, through reduced transaction costs, faster processing.

  • Achieving overall business target in Self-help group/ Joint Liability group assets and liability business through a team of Sales officers.

    • Operations

    Preparation of SHG/JLG CAM through the system and disburse loan by strictly adhering to all process/policy and compliance guidelines.

  • Ensuring on time repayment (OTR), FTR in account/loan booking and strict audit compliance.

    • Credit analysis

    Selection of good client as per policy & Product related Credit Analysis

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