Incred-Senior BI Analyst/Senior Data Analyst

Job Title: Senior BI Analyst/Senior Data Analyst– Financial Domain

Location: Bengaluru

Department: Data & Analytics / Business Intelligence

Experience: 4-6 years

About the Role

We are looking for a Senior BI Analyst with deep expertise in the financial services domain, who can transform data into meaningful insights and strengthen our decision-making and regulatory reporting capabilities. The ideal candidate will be highly hands-on with SQL and BI tools, have proven experience in RBI and compliance reporting, and demonstrate a forward-looking mindset by exploring AI-driven enhancements in reporting and analytics.

Key Responsibilities

● Data Analysis & Insights: Design, develop, and automate BI reports, dashboards, and data models to support financial, regulatory, and operational decision-making.

● Regulatory & Compliance Reporting: Own and manage RBI, statutory, and compliance reports, ensuring completeness, accuracy, and timely delivery.

● Advanced Querying & Optimization: Write, review, and optimize complex SQL queries across large datasets to extract insights and validate financial data.

● Cross-Functional Collaboration: Partner with Finance, Risk, Compliance, and Technology teams to understand data requirements and ensure seamless data flow.

● Data Quality & Governance: Ensure accuracy, consistency, and auditability of financial data and reporting outputs.

● Process Automation & Innovation: Identify opportunities to leverage AI/ML and automation to improve data accuracy, detect anomalies, and enhance reporting efficiency.

● Continuous Improvement: Drive initiatives to modernize the BI landscape, adopt new tools, and promote data-driven culture within the organization.

Required Skills & Experience

● Education: Bachelor's/master's degree in computer science, Engineering, Statistics, Finance, or related field.

● Experience: 4-6 years in Business Intelligence / Data Analytics roles within NBFCs or Financial Services.

● Technical Expertise:

○ Advanced SQL skills – capable of writing, tuning, and debugging complex queries.

○ Proficiency in BI tools such as Power BI, Tableau, or Qlik.

○ Strong understanding of ETL processes, data modeling, and data warehousing concepts.(Basic concepts)

○ Exposure to Python, spark for data analysis or automation.

○ Hands-on experience with cloud data platforms (AWS, Azure, GCP).

○ Good to have: Prior experience working on Databricks (Delta Lake, PySpark, notebooks, workflows).

● Domain Expertise:

○ Solid understanding of financial data, lending products, loan lifecycle, and NBFC operations.

○ Proven experience in regulatory and RBI reporting (e.g., CRILC, ALM, statutory MIS, compliance dashboards).

● Innovation Mindset:

○ Eagerness to explore AI-based use cases in reporting, such as automated insights, anomaly detection, or predictive analytics.

● Excellent analytical, problem-solving, and communication skills with a strong sense of ownership.

Preferred Qualifications

● Experience in Databricks ecosystem for BI and data engineering workflows.

● Understanding of data privacy and governance standards in financial systems.

Why Join Us

● Opportunity to lead the evolution of enterprise BI and regulatory frameworks.

● Work at the intersection of Finance, Data, and AI, driving innovation in decision intelligence.

● Collaborative, growth-oriented culture that values initiative and excellence.