Internal Audit Manager

Designation: Manager/Assistant Manager - Internal Audit (Credit Models & BRE)

Key Responsibilities

• Conduct audits of credit scorecard models, internal rating model, credit underwriting and model governance processes
• Audit the end-to-end process of scorecard lifecycle, including model deployment, scorecard-based lending, credit scorecard.
• Assess data quality and integrity used in scorecards and scoring engines.
• Perform risk-based audits across lending products including personal loans, education loans, consumer finance, and secured lending.
• Ensure adherence to credit policies, risk appetite and RBI/NBFC guidelines
• Identify control gaps, communicate risks and monitor closure of audit.
• Prepare comprehensive audit reports with actionable insights for stakeholders

Required Skills & Competencies

• Strong understanding of Credit M...