Junior Credit Analyst (gn)

Junior Credit Analyst (gn)

Düsseldorf

This position is remunerated with an annual gross salary between €50.000 and €68.000.

PS Direkt - Job perfekt

Your Responsibilities

You assess credit, market, and country risks across various international business areas

By conducting quantitative and qualitative analyses, you thoroughly evaluate the risk profiles of business partners

In addition, you advise and support internal departments and provide well-founded recommendations regarding credit line decisions

Working closely with business partners and credit agencies, you gather relevant risk-related information

You also monitor overdue or exceeded credit positions, track market developments, analyze causes, and derive suitable risk-mitigation measures – including reporting to management

In negotiations with debtors, insurers, legal representatives, and insolvency or liquidation entities, you ensure the enforcement of outstanding claims

Supporting management in handling unexpected risk cases is also part of your role

Through internal training sessions and workshops, you help strengthen risk-management awareness within the departments

Your Skills

You have successfully completed vocational training in banking (Ausbildung als Bankkaufmann / -Frau) or hold a university degree in economics, finance, or a comparable field

You bring experience in B2B risk management, ideally gained in internationally active companies, commercial or investment banks or credit insurers

Ideally, you have around two years of professional experience – candidates with an auditing background are also very welcome

You also possess basic knowledge of corporate and project finance as well as a solid understanding of international macroeconomic contexts

You are familiar with international trade practices (e.g., Incoterms, payment terms)

Proficiency in MS Office is part of your daily toolkit

You are fluent in English, German would be a bonus

A strong affinity for numbers and excellent analytical skills characterize you – particularly when assessing consolidated financial statements

Strong communication skills and a confident, professional demeanor complement your profile

You demonstrate a high level of initiative, commitment, and responsibility, and you work in a structured, goal-oriented, and independent manner

Working in a diverse, international team is something you genuinely enjoy

What We Offer You

Flexible working hours (38.5-hour week)

Mobile working up to 2 days/week

30 days´ holiday

Attractive training and development opportunities

Feel free to contact us at , by phone at 0221-846909-0 or send us a message on Xing!Please note that documents sent by post cannot be returned. Your application materials and any personal data will be processed in accordance withe the European General Data Protection Regulation (GDPR) and the German Federal Data Protection Act (BDSG-new).