Job Description

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.


Description of the role & Responsibilities :


Security Management

  • Completion of Security build in source booking system

  • Collation and record retention of transaction Withholding Tax forms, such as W8 & W9 Ben forms

  • UCC Filings

  • Oversight of security valuation and booking accuracy

    • Covenant Management

  • Building and inputting all covenants for new loan agreements to which IBP is party into SAMS Covenant Management system.

  • Sending reminders for covenants to client or that client's representative, in respect of any deal, prior to the due date;

  • Receiving covenants, performing measurements, managing in SAMS and saving down into SharePoint (document storage system)

  • Escalating overdue covenants to the relevant desk at thirty (30) days past due;

  • Escalating overdue covenants via the "Watchlist" process at ninety (90) days past due

  • Making necessary amendments to covenant information in SAMS following any refinancing/restructuring of deals;

  • Exception Management of terminating covenants (oversight and data breaks)

  • Managing any covenant breaches with relevant stakeholders.

    • Loan Management

  • Amortisation Schedule Management; build and amendment

  • Static Data Deal Review, including fee booking and Credit Insurance transactions (not exhaustive).

  • Reconciliation of Derivatives booking versus Loan profiles to ensure the hedge is effective (if applicable)

  • Letters of Credit; build, renewal, termination

  • Conditions Subsequent, including Credit defined sell downs; tracking, updating and overdue reporting

  • Insurance Renewals; chasing, updating and reporting on overdue

  • Exception Management monitoring; Credit pending and Final Hold positions

  • Creation and filing of relevant documentation on Global Doc storage site (in accordance with the Filing Policy)

  • Production of Risk Event write ups and analysis to close out gaps and reduce risks within the operating environment.

  • Monthly clean-up of unsent notices

  • Triage of enquires (Deal Manager, Lending Hub, Transaction Management)

  • Quality Assurance – management and escalation of automated QA cases

    • Core Skills & Knowledge :

  • Regulatory Knowledge as applicable to role (compulsory)

  • To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory)

  • Training, Coaching & Assessment skills (ability to identify training gaps in self and others)

  • Strong experience over a broad and complex product range.

  • Strong LoanIQ experience and ability to build deals.

  • Ability to interpret and operationalise complex credit, ancillary & security documentation.

  • Strong Understanding of lending risk environment

  • Understanding of downstream implications, including finance, funding, risk reporting (market, operational and credit).

  • System knowledge and flexibility, ability to navigate and adapt to changes through a constantly changing technical environment

  • Ability to negotiate documentation, requirements and verbal interactions

  • Pro-active “can do” approach with the ability to problem solve in a collaborative environment

  • Ability to work under pressure and manage high volumes

  • Strong analytical mind-set

  • Strong verbal and written communication skills and ability to build and manage relationships with all stakeholders

  • Must be driven to facilitate, drive change and optimise efficiencies

  • Illustrate a high level of emotional intelligence, coach ability, self-motivation and positive temperament.

  • Be accountable and take ownership for the role.

    • As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.


    Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.

    Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

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