Manager, Analytics, Retail Credit Risk Unsecured Lending

Manager, Analytics, Retail Credit Risk Unsecured Lending

Join a purpose driven winning team, committed to results, in an inclusive and high‑performing culture. The Manager, Non‑Pre‑Approval Originations will utilize a combination of existing credit risk knowledge as well as analytical skills to develop and monitor credit risk origination lending strategies, policies, and processes to optimize risk/return for credit cards, unsecured lines of credit, unsecured installment loans and overdrafts for the Canadian retail portfolio.

The manager will use in‑depth portfolio analytics to monitor delinquency/loss performance, derive insights, optimize approval/decline decision criteria, automate decisions, and limit assignment strategies for new and existing customers, leveraging champion/challenger capabilities to confirm assumptions, learn about shifts in consumer credit behavior, and identify risks/opportunities that will impact the Risk Appetite Framework. These tasks w...