Mortgage Compliance & QC Specialist

Job Title: Residential Mortgage Compliance & QC Specialist **Recent USA Mortgage Experience Required **  Company: Reliant Home Funding, Inc.

Location: Remote (India-based) Work Schedule: Full-Time | U.S.

Eastern Time Hours **Recent USA Mortgage Experience Required **  Reliant Home Funding, Inc.

is a U.S.-based mortgage banker focused on accuracy, compliance, and scalable growth.

Our operations are built on strong controls, disciplined underwriting, and data-driven quality assurance.

As we continue to expand, we are strengthening our Compliance and Quality Control infrastructure.

Job Overview: As a Residential Mortgage Compliance & QC Specialist , you will play a critical role in ensuring loan quality, regulatory compliance, and agency adherence across our residential mortgage pipeline.

This role requires recent, hands-on U.S.

mortgage experience and a deep understanding of underwriting, agency guidelines, and compliance standards for: Fannie Mae Freddie Mac FHA VA You will perform pre-funding and post-closing audits , track gross and net defects , prepare monthly QC reporting , and support ongoing trend analysis and risk mitigation efforts .

This is a remote role requiring availability during U.S.

Eastern Time business hours .

Key Responsibilities: Conduct Pre-Funding Quality Control audits to identify compliance and underwriting defects.

Perform Post-Closing audits in accordance with agency and internal QC plans Review loan files for compliance with: Fannie Mae Freddie Mac FHA VA Investor and internal overlays Additional Respnsibilities: Identify, classify, and track Gross and Net Defects Prepare and deliver monthly QC and management reports Perform trend analysis to identify systemic issues and recurring risk patterns Validate underwriting decisions, income calculations, assets, credit, and documentation Ensure adherence to federal and state mortgage regulations Maintain detailed audit findings, corrective actions, and supporting documentation Work directly within Encompass LOS to review files, notes, and data integrity Utilize Compliance Engine (Mavent) for compliance testing and review Collaborate with underwriting, processing, and management teams to resolve findings Support internal and external audits as required Qualifications: 3+ years of recent U.S.

residential mortgage experience in: Compliance Quality Control Underwriting ​​​​​​​Processing with audit responsibilities Strong working knowledge of: Conventional FHA VA ​​​​​​​Agency underwriting and compliance requirements Hands-on experience with Encompass Loan Origination System Experience using Compliance Engine (Mavent) Solid understanding of: Pre-funding audits Post-closing audits Defect classification ​​​​​​​QC reporting standards Excellent attention to detail and analytical judgment Strong written and verbal English communication skills Reliable internet connection and professional home office setup Ability to work Monday–Friday, 9 AM – 6 PM ET To Apply: Please submit your resume confirming your experience aligns with this job description and qualification requirements.  Powered by JazzHR