Mortgage Loan Processor

On-site - Makati 1-3 Yrs Exp Bachelor Full-time

Job Description

Job Title: AU Mortgage Loan Processor (On-Site - Makati)

Role Overview

The AU Mortgage Loan Processor acts as the critical link between the Australian Mortgage Broker, the client, and the lenders (e.g., CBA, Westpac, Macquarie). You will be responsible for the end-to-end management of loan applications, from initial document collection to settlement, ensuring 100% compliance with Australian lending standards.

1. Core Responsibilities

Phase 1: Pre-Submission & Packaging

• Document Verification: Reviewing client documents (Payslips, PAYG summaries, Bank Statements) to verify income and Living Expenses against HEM (Household Expenditure Method) benchmarks.
• Serviceability Analysis: Using tools like Quickli or lender-specific calculators to determine the client’s borrowing...