Job Description
Key Responsibilities:
- Assist in analysis of credit data, cases, policy deviations, and approval trends through Advance Excel and data modelling analysis.
- Support portfolio monitoring (DPD movement, early delinquency trends, vintage analysis).
- Conduct detailed analysis of credit reports, trends, delinquency patterns, and portfolio behaviour.
- Identify gaps, risks, and improvement areas in underwriting quality and credit decisions.
- Prepare MIS dashboards and actionable insights for senior management.
- Identify gaps or inefficiencies in existing reports or workflows.
- Suggest automation or simplification using Excel, SQL, or system reports
- Support implementation of new reports, dashboards, or system enhancements
- Work closely with regional and branch credit teams to provide guidance on complex cases.
- Collaborate with product, risk, and audit teams to align credit processes and guidelines.
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