Job Description
Product Strategy & Planning
- Define the roadmap for consumer durables financing products (e.g. EMI/tenure structuring, promotional plans, co-branded offers)
- Conduct market research to assess demand, competitor offerings, regulatory changes, and identify customer segments
2. Product Development & Launch
- Work with digital, tech, and operations teams to design seamless end-to-end journeys: partner onboarding, retailer integration, customer onboarding, app/portal UX, disbursal and repayment flows
- Track key performance indicators (KPIs), iterate product features based on data feedback
3. Risk, Compliance & Pricing
- Liaise with credit and risk management: maintain pre-approved limits, underwriting rules, profit margins, NPA parameters
- Ensure products comply with RBI/NBFC guidelines and internal risk policies
4. Stakeholder Management
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