Job Description
Job Title: Product Owner – Loan Management System (LMS)
Experience: 10 – 15 Years
Domain: Banking & Lending
Product Type: Loan Management / Loan Servicing Platform
Role Overview
We are looking for a Product Owner – LMS with strong expertise in loan servicing systems, capable of owning the functional roadmap, backlog, and delivery alignment for a Loan Management System. The role requires a blend of banking domain depth, product thinking, and agile execution, working closely with engineering, architecture, QA, and business stakeholders.
Key Responsibilities
- Own the end-to-end product backlog for LMS modules covering:
- Loan lifecycle management
- Repayments, schedules, accruals, prepayments, restructuring
- Charges, fees, penalties
- Accounting definitions and GL mappings
- Loan events and servicing rules
- Support Integration requirements with Core Banking / Accounting Systems
- Act as the single point of accountability for LMS functional scope and priorities.
- Translate business and regulatory requirements into:
- User stories
- Functional specifications
- Acceptance criteria
- Prioritize backlog items based on business value, risk, dependencies, and delivery timelines.
- Ensure stories are clear, testable, and implementation-ready for development teams.
- Continuously groom and refine the backlog with stakeholders
- Act as a bridge between business and technology, ensuring functional intent is correctly implemented.
- Ensure adherence to SDLC and governance processes
Skills & Competencies
- 10 plus years of experience in banking / financial services with strong exposure to Loan Management Systems.
- Hands-on experience as a Product Owner / Business Analyst / Functional Lead for LMS or loan servicing platforms.
- Strong understanding of:
- Loan lifecycle and servicing processes
- Banking products and operations
- Accounting and financial flows in lending
- Exposure to multiple loan products (Retail, Corporate, MSME, Islamic lending, etc.).
- Ability to write clear user stories, acceptance criteria, and functional documents.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to create and review:
- Functional Requirement Documents (FRD)
- User Stories and Acceptance Criteria
- Process flows and business rules
Educational Qualification
- Bachelor’s degree in Engineering, Technology, Finance, or related discipline
- (B. E. / B. Tech / B. Com / BBA / equivalent)
- MBA / PGDM (Finance / Operations / Systems) is a plus, but not mandatory.
- Strong grounding in banking, finance, and business processes.
Experience: 10 – 15 Years
Domain: Banking & Lending
Product Type: Loan Management / Loan Servicing Platform
Role Overview
We are looking for a Product Owner – LMS with strong expertise in loan servicing systems, capable of owning the functional roadmap, backlog, and delivery alignment for a Loan Management System. The role requires a blend of banking domain depth, product thinking, and agile execution, working closely with engineering, architecture, QA, and business stakeholders.
Key Responsibilities
- Own the end-to-end product backlog for LMS modules covering:
- Loan lifecycle management
- Repayments, schedules, accruals, prepayments, restructuring
- Charges, fees, penalties
- Accounting definitions and GL mappings
- Loan events and servicing rules
- Support Integration requirements with Core Banking / Accounting Systems
- Act as the single point of accountability for LMS functional scope and priorities.
- Translate business and regulatory requirements into:
- User stories
- Functional specifications
- Acceptance criteria
- Prioritize backlog items based on business value, risk, dependencies, and delivery timelines.
- Ensure stories are clear, testable, and implementation-ready for development teams.
- Continuously groom and refine the backlog with stakeholders
- Act as a bridge between business and technology, ensuring functional intent is correctly implemented.
- Ensure adherence to SDLC and governance processes
Skills & Competencies
- 10 plus years of experience in banking / financial services with strong exposure to Loan Management Systems.
- Hands-on experience as a Product Owner / Business Analyst / Functional Lead for LMS or loan servicing platforms.
- Strong understanding of:
- Loan lifecycle and servicing processes
- Banking products and operations
- Accounting and financial flows in lending
- Exposure to multiple loan products (Retail, Corporate, MSME, Islamic lending, etc.).
- Ability to write clear user stories, acceptance criteria, and functional documents.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to create and review:
- Functional Requirement Documents (FRD)
- User Stories and Acceptance Criteria
- Process flows and business rules
Educational Qualification
- Bachelor’s degree in Engineering, Technology, Finance, or related discipline
- (B. E. / B. Tech / B. Com / BBA / equivalent)
- MBA / PGDM (Finance / Operations / Systems) is a plus, but not mandatory.
- Strong grounding in banking, finance, and business processes.
Apply for this Position
Ready to join ? Click the button below to submit your application.
Submit Application