Job Description

Roles and Responsibilities

  • To Handle the Team of ACMs/BCMs.
  • Underwriting and Decision of Home loan/loan against property files sourced by sales team.
  • Maintaining TAT as per guidelines and taking case to decision point.
  • Will manage the complete State with team.
  • Assessment of borrowers profiles, repayment capacity and income stability.
  • Understand and interpret results of financial analysis, banking analysis and bureau reports.
  • Analysis of all customer-related information in line with credit & risk policy to check eligibility.
  • Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement.
  • Study, analysis and interpretation of legal & technical reports of property.
  • Maintain the right quality of Portfolio & ensure the Delinquency numbers are with in control.
  • Draft & Design the local policies to enable the organisation for...

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