Relationship Manager – Working Capital

Job Title: Relationship Manager – Working Capital
Location: Chennai
CTC: Up to 6.5 LPA
Product: Working Capital Finance (CC / OD / Trade related limits)
Segment: SME / Business Banking

Role Summary

The Relationship Manager – Working Capital will be responsible for sourcing, managing, and growing Working Capital business for SME and midcorporate clients. The role focuses on acquisition, portfolio management, and ensuring asset quality while delivering banking solutions aligned to client needs.

Key Responsibilities



Source Working Capital business (CC, OD, shortterm funding) through direct and referral channels


Acquire new SME / business banking relationships and deepen existing ones


Manage endtoend credit lifecycle from sourcing to disbursement


Conduct client meetings to understand business requirements and funding needs


Ensure portfolio quality, timely renewals, and compliance with credit policies


Coordinate with credit, operations, and trade teams for smooth processing


Crosssell other banking products such as Trade Finance, CMS, Forex, and Term Loans


Monitor market trends, competition, and local business opportunities


Maintain regular MIS and reporting to senior management



Eligibility Criteria



Graduate in any discipline (Postgraduate preferred)


Minimum 3–6 years of experience in Working Capital / SME / Business Banking


Strong understanding of CC / OD products and financial analysis


Good local market knowledge of Chennai


Strong relationship management and communication skills



Preferred Skills



Experience in handling SME credit proposals


Ability to independently manage client relationships


Good negotiation and problemsolving skills



Why Join



Strong SME and Working Capital product platform


Structured credit and operational support


Opportunity to manage quality business relationships


Stable organisation with growth opportunities



Apply Now

Share your updated resume at [email protected]
Subject Line: RM – Working Capital | Chennai
Whatsapp;- 8935092866

Regards
HR Team
Staffiaa Services