Risk Lead

Overall responsible for risk identification and assessment, risk mitigation and control monitoring, incident management, risk reporting, and promoting risk culture and awareness within the department they manage.

Roles and Responsibilities:

• Proactively identify, assess, and document operational and business risks arising in lending processes (Front-end, operations, credit and commercials, technology, and other support teams).
• Facilitate periodic Risk and Control Self-Assessments (RCSA) within the function, ensuring that key risks and controls are up to date.
• Monitor emerging risks such as fraud, technology failures, risks from new product launch, and process lapses in business loan operations.
• Support implementation of risk mitigation plans in coordination with functional managers.
• Conduct control testing and report on the effectiveness of key controls.
• Recommend process improvements to reduce recurring risk events...