Job Description
- Sales & Business Development
- Drive sales of machinery loans (construction equipment, industrial machinery, agricultural machinery, manufacturing equipment, etc.)
- Achieve monthly and annual disbursement and revenue targets
- Identify new business opportunities through manufacturers, dealers, distributors, and direct customers
- Expand presence in SME, MSME, and corporate segments
- Channel & Dealer Management
- Build and manage strong relationships with machinery dealers, OEMs, brokers, and DSAs
- Conduct regular dealer visits to generate leads and improve sourcing
- Negotiate commercial terms and incentive structures with channel partners
- Ensure consistent business flow from existing partners
- Team Handling & Leadership
- Lead, train, and motivate a team of sales officers / relationship executives
- Assign targets and monitor individual and team performance
- Conduct daily reviews, field visits, and sales meetings
- Support team in closing high-value and complex cases
- Credit Coordination & Case Processing
- Evaluate customer profiles, financials, and machinery requirements
- Coordinate with credit, operations, legal, and valuation teams
- Ensure timely collection of documents and accurate loan application submission
- Follow up for sanctions, disbursements, and post-sanction requirements
- Risk & Compliance Management
- Ensure adherence to credit policies, KYC, and regulatory guidelines
- Monitor portfolio quality and maintain healthy asset quality
- Identify early warning signals and coordinate with collections when required
- Prevent fraud and mis-selling through proper checks
- Customer Relationship Management
- Maintain strong relationships with key customers and repeat clients
- Provide end-to-end support from lead generation to loan disbursement
- Address customer queries, complaints, and service-related issues
- Cross-sell related products like insurance, working capital, or term loans
Skills Required
Construction Equipment, agricultural machinery , Team Handling, industrial machinery , Customer Relationship Management, Dealer Management
Apply for this Position
Ready to join ? Click the button below to submit your application.
Submit Application