Senior Backend Engineer

Our client is a leading fintech company transforming access to credit for underserved populations. Their mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential in customers that traditional lenders overlook.

Named among the next billion-dollar startups, our client is building a consumer credit platform targeting approximately 200 million underserved individuals. Currently active in 5,000+ cities and processing 15,000+ loan applications daily, they're not just changing how people access financial products — they're creating a new credit system that backs the working, whatever they're working toward.

Backed by strategic partnerships with US-based fintech leaders, our client combines cutting-edge technology with deep market understanding to serve customers across multiple regions.

We’re looking for a strong Senior Software Engineer to join OUR Client's engineering team. You will have the opportunity to shape strategy for the infrastructure and product roadmap. This role will give you the ability to have a direct and outsized impact on technical projects, leading to enormous potential for career-growth.

This role is based in our office in Bengaluru, with the potential to work 1-2 days from home once you have onboarded:

How you'll make an impact

-Work closely with the local NIRA Engineering team, and partner with the broader APAC Engineering team to increase the scale our platform can handle.

-Expand the platform to support multiple financial products and underlying instruments.

-Drive iterations on credit policy and improve credit decision systems.

-Collaborate with product, credit/finance, compliance, support and analytics teams

Why you're a great fit

- Strong experience using Java (ideally .net too).

-Demonstrated experience working in AWS-native environments, using tools like DynamoDB, Athena and Lambda.

-You have experience with scaled technical solutions - have worked on projects to increase the scalability of a platform.

-Clear communicator, ability to clearly articulate technical solutions and collaborate with colleagues globally.

-Product Engineer mentality - own your solutions from start to finish.