Job Description
Job Title:
Senior Business Analyst – BSF Domain (Credit Rating, Data Asset Model Building, Risk, Wholesale Credit & Lending, Corporate & Institutional Banking)
Experience:
5–9 Years
Location:
( Bangalore / Pune)
Role Overview:
We are seeking a certified and experienced Senior Business Analyst to join our BSF domain team. This role focuses on the end-to-end Credit Rating journey—including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models—as well as broader data asset model building initiatives. The ideal candidate will have strong expertise in risk management within Wholesale Credit & Lending and Corporate & Institutional Banking, combined with advanced analytical, stakeholder management, and technical skills.
Key Responsibilities:
Credit Rating & Data Asset Model Building
Lead business analysis for PD, LGD, EAD, and other data asset models (customer segmentation, risk scoring, exposure analytics).
Ensure models align with regulatory requirements and business objectives.
Risk Management Support
Collaborate with Risk teams to design, document, and enhance risk processes for Wholesale Credit & Lending and Corporate Banking.
Stakeholder Engagement
Build and maintain effective relationships with Risk, Data Science, Technology, and Business teams.
Facilitate workshops and drive consensus on business requirements.
Requirements Gathering & Documentation
Elicit, analyze, and document business requirements, user stories, and acceptance criteria using Agile methodologies.
Process Mapping & Optimization
Develop process flowcharts and BPMN diagrams to visualize and optimize workflows.
Technical Analysis
Perform deep-dive analysis to support model development and validation.
Ensure data integrity across credit risk and data asset systems.
Agile Delivery
Participate in Agile ceremonies, manage Jira boards, and maintain Confluence documentation.
Systems Thinking
Assess end-to-end impacts of changes to ensure holistic solutions supporting long-term business strategy.
Required Skills & Experience:
5–9 years’ experience as a Business Analyst in the BSF / Credit Risk domain.
Proven exposure to PD, LGD, EAD credit rating models and data asset model building (customer analytics, risk scoring, exposure models).
Strong understanding of risk management practices in Wholesale Credit & Lending and Corporate Banking.
Professional BA certification (CBAP, PMI-PBA, IIBA, or equivalent).
Advanced analytical, problem-solving, and stakeholder management skills.
Technical proficiency in SQL, Excel, Tableau, Jira, Confluence.
Expertise in process flowcharting and BPMN.
Excellent written and verbal communication skills.
Desirable Qualifications:
Bachelor’s or Master’s degree in Finance, Business, Economics, Data Science, or related field.
Agile or Risk Management certifications (Scrum Master, Product Owner).
Experience in a global banking environment
Senior Business Analyst – BSF Domain (Credit Rating, Data Asset Model Building, Risk, Wholesale Credit & Lending, Corporate & Institutional Banking)
Experience:
5–9 Years
Location:
( Bangalore / Pune)
Role Overview:
We are seeking a certified and experienced Senior Business Analyst to join our BSF domain team. This role focuses on the end-to-end Credit Rating journey—including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models—as well as broader data asset model building initiatives. The ideal candidate will have strong expertise in risk management within Wholesale Credit & Lending and Corporate & Institutional Banking, combined with advanced analytical, stakeholder management, and technical skills.
Key Responsibilities:
Credit Rating & Data Asset Model Building
Lead business analysis for PD, LGD, EAD, and other data asset models (customer segmentation, risk scoring, exposure analytics).
Ensure models align with regulatory requirements and business objectives.
Risk Management Support
Collaborate with Risk teams to design, document, and enhance risk processes for Wholesale Credit & Lending and Corporate Banking.
Stakeholder Engagement
Build and maintain effective relationships with Risk, Data Science, Technology, and Business teams.
Facilitate workshops and drive consensus on business requirements.
Requirements Gathering & Documentation
Elicit, analyze, and document business requirements, user stories, and acceptance criteria using Agile methodologies.
Process Mapping & Optimization
Develop process flowcharts and BPMN diagrams to visualize and optimize workflows.
Technical Analysis
Perform deep-dive analysis to support model development and validation.
Ensure data integrity across credit risk and data asset systems.
Agile Delivery
Participate in Agile ceremonies, manage Jira boards, and maintain Confluence documentation.
Systems Thinking
Assess end-to-end impacts of changes to ensure holistic solutions supporting long-term business strategy.
Required Skills & Experience:
5–9 years’ experience as a Business Analyst in the BSF / Credit Risk domain.
Proven exposure to PD, LGD, EAD credit rating models and data asset model building (customer analytics, risk scoring, exposure models).
Strong understanding of risk management practices in Wholesale Credit & Lending and Corporate Banking.
Professional BA certification (CBAP, PMI-PBA, IIBA, or equivalent).
Advanced analytical, problem-solving, and stakeholder management skills.
Technical proficiency in SQL, Excel, Tableau, Jira, Confluence.
Expertise in process flowcharting and BPMN.
Excellent written and verbal communication skills.
Desirable Qualifications:
Bachelor’s or Master’s degree in Finance, Business, Economics, Data Science, or related field.
Agile or Risk Management certifications (Scrum Master, Product Owner).
Experience in a global banking environment
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